| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.5 years Service code 15 · EIN 91-0675641 | Recordkeeping | $51,379 |
CAP FINANCIAL PARTNERS, LLC4 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $15,346 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $6,974 |
Service code 27 · EIN 20-1665305 | Advisory (Plan) | $5,837 |
CHARLES SCHWAB & CO., INC.4 years Service code 19 · EIN 94-1737782 | Securities Custodian | $400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,513 | $45,000+107.8% | $143,801-35.0% | $77,906+20.0% |
| Participation rate | 35.2% | 66.8%-31.6pp | 80.3%-45.1pp | 73.7%-38.5pp |
| Annual return | -17.10% | 29.03%-46.1pp | -0.04%-17.1pp | 12.16%-29.3pp |
| Employer contribution / active EE | $26 | $1,870-98.6% | $4,952-99.5% | $2,846-99.1% |
| Participant deferral / active EE | $4,875 | $3,157+54.5% | $5,639-13.5% | $4,805+1.5% |
| Admin fee / account holder | $77 | $98-21.6% | $14,680-99.5% | $133-41.8% |