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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,484 | $79,955+28.2% | $98,461+4.1% | $75,173+36.3% |
| Participation rate | 65.3% | 70.4%-5.1pp | 75.2%-9.9pp | 67.2%-1.9pp |
| Annual return | 14.49% | 19.75%-5.3pp | 21.17%-6.7pp | 160.72%-146.2pp |
| Employer contribution / active EE | $1,811 | $2,264-20.0% | $3,049-40.6% | $2,671-32.2% |
| Participant deferral / active EE | $4,191 | $3,752+11.7% | $4,738-11.6% | $4,126+1.6% |
| Admin fee / account holder | $15,205 | $6,841+122.3% | $8,961+69.7% | $5,651+169.1% |