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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,139 | $67,411+23.3% | $91,004-8.6% | $70,126+18.6% |
| Participation rate | 62.7% | 71.4%-8.7pp | 75.6%-13.0pp | 69.5%-6.9pp |
| Annual return | 16.24% | -40.16%+56.4pp | 4.60%+11.6pp | 73.15%-56.9pp |
| Employer contribution / active EE | $1,355 | $1,786-24.1% | $2,456-44.8% | $2,343-42.1% |
| Participant deferral / active EE | $3,391 | $2,823+20.1% | $3,548-4.4% | $3,332+1.8% |
| Admin fee / account holder | $13,832 | $4,236+226.5% | $5,417+155.3% | $4,645+197.8% |