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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,808 | $71,878+26.3% | $86,698+4.7% | $68,486+32.6% |
| Participation rate | 66.1% | 72.2%-6.2pp | 76.6%-10.5pp | 67.9%-1.8pp |
| Annual return | -14.36% | 3.53%-17.9pp | 35.95%-50.3pp | -7.85%-6.5pp |
| Employer contribution / active EE | $2,172 | $2,173-0.1% | $2,837-23.4% | $2,597-16.4% |
| Participant deferral / active EE | $6,271 | $3,779+65.9% | $4,656+34.7% | $4,028+55.7% |
| Admin fee / account holder | $12,371 | $6,113+102.4% | $7,493+65.1% | $5,404+128.9% |