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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FINTRUST CAPITAL INVESTORS, LLC Service code 27 · EIN 26-1204987 | Advisory (Plan) | $15,572 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO Service code 15 · EIN 94-1347393 | Recordkeeping | $14,118 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,558 | $78,428-13.9% | $95,960-29.6% | $79,852-15.4% |
| Participation rate | 66.7% | 73.5%-6.8pp | 77.1%-10.4pp | 69.6%-3.0pp |
| Annual return | 11.60% | 19.37%-7.8pp | 91.63%-80.0pp | 31.72%-20.1pp |
| Employer contribution / active EE | $1,326 | $1,945-31.8% | $2,541-47.8% | $2,471-46.3% |
| Participant deferral / active EE | $3,815 | $3,440+10.9% | $4,167-8.4% | $3,740+2.0% |
| Admin fee / account holder | $409 | $5,622-92.7% | $6,797-94.0% | $5,306-92.3% |