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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,982 | $50,947-9.7% | $74,549-38.3% | $64,173-28.3% |
| Participation rate | 81.3% | 61.1%+20.2pp | 69.1%+12.1pp | 69.6%+11.7pp |
| Annual return | -5.41% | -1.85%-3.6pp | 32.53%-37.9pp | 7.63%-13.0pp |
| Employer contribution / active EE | $942 | $1,115-15.6% | $1,961-52.0% | $2,381-60.4% |
| Participant deferral / active EE | $3,835 | $2,302+66.6% | $3,108+23.4% | $3,470+10.5% |
| Admin fee / account holder | $3,460 | $4,221-18.0% | $5,059-31.6% | $4,887-29.2% |