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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,570 | $45,566-21.9% | $64,105-44.5% | $59,633-40.4% |
| Participation rate | 87.1% | 60.2%+26.9pp | 68.2%+18.9pp | 68.7%+18.4pp |
| Annual return | -5.10% | 4.95%-10.1pp | 791.24%-796.3pp | 2041.40%-2046.5pp |
| Employer contribution / active EE | $622 | $934-33.4% | $1,820-65.8% | $2,203-71.7% |
| Participant deferral / active EE | $3,396 | $2,057+65.1% | $2,822+20.4% | $3,192+6.4% |
| Admin fee / account holder | $1,741 | $3,268-46.7% | $4,499-61.3% | $4,297-59.5% |