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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,699 | $114,119-24.0% | $107,187-19.1% | $138,895-37.6% |
| Participation rate | 92.3% | 78.1%+14.2pp | 75.0%+17.3pp | 79.9%+12.4pp |
| Annual return | 9.69% | 273.21%-263.5pp | 204.55%-194.9pp | 145.39%-135.7pp |
| Employer contribution / active EE | $2,218 | $4,059-45.4% | $3,782-41.4% | $4,194-47.1% |
| Participant deferral / active EE | $7,247 | $5,538+30.9% | $5,096+42.2% | $6,396+13.3% |
| Admin fee / account holder | $1,163 | $10,024-88.4% | $9,162-87.3% | $12,562-90.7% |