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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,804 | $111,814-9.8% | $103,378-2.5% | $145,978-30.9% |
| Participation rate | 72.7% | 77.9%-5.2pp | 74.5%-1.8pp | 80.3%-7.6pp |
| Annual return | 3.64% | 24.80%-21.2pp | 24.91%-21.3pp | 550.52%-546.9pp |
| Employer contribution / active EE | $7,237 | $4,215+71.7% | $3,870+87.0% | $4,662+55.2% |
| Participant deferral / active EE | $5,173 | $5,618-7.9% | $5,058+2.3% | $6,690-22.7% |
| Admin fee / account holder | $7,415 | $9,764-24.1% | $8,401-11.7% | $13,400-44.7% |