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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,305 | $56,544-49.9% | $75,501-62.5% | $70,126-59.6% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 10.07% | 23.59%-13.5pp | 27.35%-17.3pp | 73.15%-63.1pp |
| Employer contribution / active EE | $1,297 | $1,817-28.6% | $2,352-44.9% | $2,343-44.6% |
| Participant deferral / active EE | $1,910 | $2,580-25.9% | $3,142-39.2% | $3,332-42.7% |
| Admin fee / account holder | $13,187 | $3,827+244.6% | $5,801+127.3% | $4,645+183.9% |