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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,299 | $68,681-69.0% | $86,625-75.4% | $85,851-75.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 71.6%+28.4pp | 69.3%+30.7pp |
| Annual return | 8.03% | 20.12%-12.1pp | 63.52%-55.5pp | 318.63%-310.6pp |
| Employer contribution / active EE | $1,477 | $1,880-21.4% | $2,496-40.8% | $2,565-42.4% |
| Participant deferral / active EE | $1,108 | $2,919-62.0% | $3,700-70.0% | $3,952-72.0% |
| Admin fee / account holder | $2,198 | $5,974-63.2% | $5,830-62.3% | $6,261-64.9% |