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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,289 | $77,814-7.1% | $158,223-54.3% | $86,983-16.9% |
| Participation rate | 97.1% | 68.4%+28.6pp | 79.2%+17.9pp | 69.5%+27.5pp |
| Annual return | 7.54% | 30.54%-23.0pp | 52.09%-44.5pp | 25.83%-18.3pp |
| Employer contribution / active EE | $2,094 | $2,592-19.2% | $4,109-49.0% | $2,584-19.0% |
| Participant deferral / active EE | $1,476 | $3,270-54.9% | $5,467-73.0% | $4,194-64.8% |
| Admin fee / account holder | $478 | $5,879-91.9% | $16,047-97.0% | $7,856-93.9% |