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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,008 | $175,259-46.9% | $149,723-37.9% | $139,487-33.3% |
| Participation rate | 82.6% | 83.4%-0.8pp | 78.8%+3.8pp | 80.3%+2.3pp |
| Annual return | 7.30% | 166.82%-159.5pp | 134.50%-127.2pp | 373.84%-366.5pp |
| Employer contribution / active EE | $1,227 | $5,478-77.6% | $4,821-74.5% | $4,755-74.2% |
| Participant deferral / active EE | $1,905 | $6,522-70.8% | $5,682-66.5% | $6,713-71.6% |
| Admin fee / account holder | $4,138 | $16,158-74.4% | $13,215-68.7% | $11,407-63.7% |