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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,971 | $183,516-47.7% | $155,534-38.3% | $145,884-34.2% |
| Participation rate | 79.2% | 82.7%-3.5pp | 78.2%+0.9pp | 80.3%-1.1pp |
| Annual return | 6.58% | 61.43%-54.8pp | 64.92%-58.3pp | 551.85%-545.3pp |
| Employer contribution / active EE | $1,598 | $5,315-69.9% | $4,675-65.8% | $4,662-65.7% |
| Participant deferral / active EE | $1,807 | $6,467-72.1% | $5,630-67.9% | $6,690-73.0% |
| Admin fee / account holder | $6,198 | $19,293-67.9% | $15,900-61.0% | $13,392-53.7% |