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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,115 | $64,716-42.7% | $112,258-66.9% | $68,495-45.8% |
| Participation rate | 64.1% | 67.2%-3.0pp | 75.1%-11.0pp | 67.9%-3.8pp |
| Annual return | -11.49% | -11.40%-0.1pp | 27.47%-39.0pp | -7.84%-3.7pp |
| Employer contribution / active EE | $1,008 | $2,746-63.3% | $3,636-72.3% | $2,596-61.2% |
| Participant deferral / active EE | $5,438 | $3,565+52.5% | $4,728+15.0% | $4,028+35.0% |
| Admin fee / account holder | $22 | $5,232-99.6% | $6,411-99.7% | $5,403-99.6% |