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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,069 | $72,269-58.4% | $101,271-70.3% | $79,852-62.3% |
| Participation rate | 52.2% | 68.5%-16.3pp | 75.8%-23.6pp | 69.6%-17.5pp |
| Annual return | 11.75% | 22.29%-10.5pp | 46.48%-34.7pp | 31.72%-20.0pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,276 | $3,282+30.3% | $4,371-2.2% | $3,740+14.3% |
| Admin fee / account holder | $210 | $4,401-95.2% | $5,948-96.5% | $5,306-96.1% |