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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,253 | $78,670+5.8% | $109,173-23.7% | $85,847-3.0% |
| Participation rate | 92.0% | 68.3%+23.7pp | 75.9%+16.1pp | 69.3%+22.7pp |
| Annual return | 10.57% | 25.09%-14.5pp | 25.75%-15.2pp | 318.61%-308.0pp |
| Employer contribution / active EE | $1,667 | $2,734-39.0% | $3,723-55.2% | $2,565-35.0% |
| Participant deferral / active EE | $3,659 | $3,467+5.5% | $4,654-21.4% | $3,952-7.4% |
| Admin fee / account holder | $9,179 | $5,469+67.8% | $6,755+35.9% | $6,261+46.6% |