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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,654 | $97,732-57.4% | $83,831-50.3% | $135,380-69.2% |
| Participation rate | 95.7% | 80.0%+15.7pp | 76.1%+19.5pp | 82.6%+13.0pp |
| Annual return | -2.43% | 1287.56%-1290.0pp | 850.99%-853.4pp | 519.81%-522.2pp |
| Employer contribution / active EE | $1,529 | $4,222-63.8% | $3,631-57.9% | $4,779-68.0% |
| Participant deferral / active EE | $3,475 | $4,683-25.8% | $4,082-14.9% | $5,609-38.0% |
| Admin fee / account holder | $2,719 | $6,675-59.3% | $5,479-50.4% | $10,828-74.9% |