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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,840 | $56,894-59.9% | $84,753-73.1% | $62,881-63.7% |
| Participation rate | 96.0% | 68.5%+27.5pp | 76.6%+19.4pp | 69.3%+26.7pp |
| Annual return | 5.20% | 6.30%-1.1pp | 22.78%-17.6pp | 20.14%-14.9pp |
| Employer contribution / active EE | $224 | $2,400-90.7% | $3,574-93.7% | $2,281-90.2% |
| Participant deferral / active EE | $1,240 | $2,709-54.2% | $3,712-66.6% | $3,203-61.3% |
| Admin fee / account holder | $1,411 | $3,581-60.6% | $5,333-73.6% | $4,296-67.2% |