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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,029 | $78,694-27.5% | $67,652-15.7% | $125,389-54.5% |
| Participation rate | 56.5% | 78.8%-22.3pp | 75.7%-19.1pp | 83.2%-26.7pp |
| Annual return | -1.13% | 9.46%-10.6pp | 6625.40%-6626.5pp | 282.24%-283.4pp |
| Employer contribution / active EE | $885 | $3,044-70.9% | $2,266-60.9% | $4,866-81.8% |
| Participant deferral / active EE | $2,301 | $4,292-46.4% | $3,560-35.3% | $5,352-57.0% |
| Admin fee / account holder | $829 | $7,403-88.8% | $4,821-82.8% | $9,541-91.3% |