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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,868 | $100,811-20.8% | $86,698-7.9% | $134,545-40.6% |
| Participation rate | 55.6% | 79.0%-23.4pp | 76.6%-21.0pp | 81.2%-25.7pp |
| Annual return | -16.14% | 29.11%-45.3pp | 35.96%-52.1pp | 418.37%-434.5pp |
| Employer contribution / active EE | $1,017 | $3,490-70.9% | $2,837-64.2% | $4,742-78.6% |
| Participant deferral / active EE | $3,433 | $5,339-35.7% | $4,656-26.3% | $6,401-46.4% |
| Admin fee / account holder | $2,053 | $10,926-81.2% | $7,492-72.6% | $11,431-82.0% |