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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,518 | $57,541+114.7% | $95,728+29.0% | $75,181+64.3% |
| Participation rate | 55.3% | 62.5%-7.2pp | 72.3%-17.0pp | 67.2%-11.9pp |
| Annual return | 14.27% | 34.93%-20.7pp | 28.40%-14.1pp | 160.69%-146.4pp |
| Employer contribution / active EE | $4,175 | $1,808+131.0% | $2,835+47.3% | $2,671+56.3% |
| Participant deferral / active EE | $8,436 | $3,074+174.5% | $4,245+98.8% | $4,126+104.5% |
| Admin fee / account holder | $278 | $4,099-93.2% | $5,673-95.1% | $5,650-95.1% |