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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,685 | $49,025+13.6% | $87,502-36.4% | $62,881-11.4% |
| Participation rate | 70.0% | 64.9%+5.1pp | 73.8%-3.8pp | 69.3%+0.7pp |
| Annual return | 1.92% | 10.02%-8.1pp | 12.21%-10.3pp | 20.14%-18.2pp |
| Employer contribution / active EE | $552 | $1,372-59.8% | $2,550-78.3% | $2,281-75.8% |
| Participant deferral / active EE | $3,594 | $2,289+57.0% | $3,149+14.2% | $3,203+12.2% |
| Admin fee / account holder | $1,882 | $4,065-53.7% | $4,221-55.4% | $4,296-56.2% |