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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,431 | $75,832-26.9% | $147,617-62.4% | $59,633-7.0% |
| Participation rate | 62.2% | 71.6%-9.4pp | 84.6%-22.5pp | 68.7%-6.5pp |
| Annual return | -0.56% | 0.37%-0.9pp | 61.98%-62.5pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $1,230 | $3,485-64.7% | $5,564-77.9% | $2,203-44.2% |
| Participant deferral / active EE | $2,677 | $3,131-14.5% | $4,895-45.3% | $3,192-16.1% |
| Admin fee / account holder | $85 | $5,986-98.6% | $11,612-99.3% | $4,297-98.0% |