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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,743 | $84,236-23.1% | $170,435-62.0% | $70,126-7.7% |
| Participation rate | 76.9% | 70.8%+6.1pp | 83.6%-6.7pp | 69.5%+7.4pp |
| Annual return | 20.40% | 23.06%-2.7pp | 205.94%-185.5pp | 73.15%-52.7pp |
| Employer contribution / active EE | $4,251 | $3,387+25.5% | $5,432-21.7% | $2,343+81.5% |
| Participant deferral / active EE | $3,793 | $3,086+22.9% | $4,939-23.2% | $3,332+13.8% |
| Admin fee / account holder | $659 | $5,698-88.4% | $13,881-95.3% | $4,645-85.8% |