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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,020 | $99,652+55.6% | $78,778+96.8% | $147,586+5.0% |
| Participation rate | 77.8% | 76.2%+1.5pp | 69.2%+8.6pp | 82.8%-5.1pp |
| Annual return | 10.47% | 47.28%-36.8pp | 35.62%-25.1pp | 578.59%-568.1pp |
| Employer contribution / active EE | $2,439 | $2,796-12.8% | $1,986+22.8% | $4,876-50.0% |
| Participant deferral / active EE | $5,726 | $3,664+56.3% | $2,958+93.6% | $5,439+5.3% |
| Admin fee / account holder | $1,954 | $7,155-72.7% | $5,134-61.9% | $10,886-82.0% |