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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,125 | $82,630+29.6% | $64,105+67.1% | $125,389-14.6% |
| Participation rate | 66.7% | 75.9%-9.2pp | 68.2%-1.5pp | 83.2%-16.5pp |
| Annual return | -3.03% | 1489.72%-1492.8pp | 791.24%-794.3pp | 282.24%-285.3pp |
| Employer contribution / active EE | $10,066 | $2,671+276.8% | $1,820+453.1% | $4,866+106.9% |
| Participant deferral / active EE | $8,371 | $3,608+132.0% | $2,822+196.7% | $5,352+56.4% |
| Admin fee / account holder | $2,587 | $6,382-59.5% | $4,499-42.5% | $9,541-72.9% |