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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,530 | $167,362+91.5% | $143,799+122.9% | $134,532+138.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.00% | 0.47%-14.5pp | -0.04%-14.0pp | 418.27%-432.3pp |
| Employer contribution / active EE | $3,907 | $5,620-30.5% | $4,952-21.1% | $4,741-17.6% |
| Participant deferral / active EE | $8,326 | $6,447+29.1% | $5,638+47.7% | $6,401+30.1% |
| Admin fee / account holder | $2,693 | $18,094-85.1% | $14,677-81.7% | $11,429-76.4% |