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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,167 | $209,422+34.7% | $178,503+58.1% | $158,982+77.5% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 11.77% | 188.81%-177.0pp | 151.12%-139.3pp | 302.99%-291.2pp |
| Employer contribution / active EE | $3,466 | $5,707-39.3% | $5,011-30.8% | $4,763-27.2% |
| Participant deferral / active EE | $7,614 | $5,955+27.9% | $5,202+46.4% | $5,983+27.2% |
| Admin fee / account holder | $1,450 | $17,079-91.5% | $13,987-89.6% | $11,252-87.1% |