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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,907 | $202,342+34.4% | $172,752+57.4% | $152,897+77.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.46% | 1029.83%-1009.4pp | 802.97%-782.5pp | 345.43%-325.0pp |
| Employer contribution / active EE | $2,220 | $5,858-62.1% | $5,144-56.8% | $4,764-53.4% |
| Participant deferral / active EE | $8,247 | $5,948+38.6% | $5,198+58.7% | $5,851+40.9% |
| Admin fee / account holder | $2,349 | $17,111-86.3% | $13,955-83.2% | $11,599-79.8% |