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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,676 | $93,617+49.2% | $135,982+2.7% | $75,177+85.8% |
| Participation rate | 98.3% | 75.2%+23.1pp | 81.9%+16.4pp | 67.2%+31.1pp |
| Annual return | 14.09% | 30.89%-16.8pp | 68.32%-54.2pp | 160.75%-146.7pp |
| Employer contribution / active EE | $2,786 | $3,538-21.3% | $4,859-42.7% | $2,671+4.3% |
| Participant deferral / active EE | $6,919 | $6,406+8.0% | $7,760-10.8% | $4,126+67.7% |
| Admin fee / account holder | $18,143 | $6,980+159.9% | $10,767+68.5% | $5,651+221.0% |