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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,324 | $105,200+44.8% | $159,474-4.5% | $85,847+77.4% |
| Participation rate | 92.5% | 75.8%+16.8pp | 82.8%+9.7pp | 69.3%+23.2pp |
| Annual return | 10.91% | 45.08%-34.2pp | 263.68%-252.8pp | 318.61%-307.7pp |
| Employer contribution / active EE | $2,734 | $3,319-17.6% | $4,831-43.4% | $2,565+6.6% |
| Participant deferral / active EE | $5,397 | $5,946-9.2% | $7,353-26.6% | $3,952+36.6% |
| Admin fee / account holder | $6,055 | $6,934-12.7% | $10,802-43.9% | $6,261-3.3% |