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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,222 | $98,776+49.0% | $149,745-1.7% | $79,856+84.4% |
| Participation rate | 95.6% | 75.8%+19.8pp | 82.5%+13.1pp | 69.6%+25.9pp |
| Annual return | 8.45% | 27.38%-18.9pp | 276.72%-268.3pp | 31.71%-23.3pp |
| Employer contribution / active EE | $2,976 | $3,217-7.5% | $4,646-35.9% | $2,471+20.4% |
| Participant deferral / active EE | $5,545 | $5,681-2.4% | $6,843-19.0% | $3,741+48.2% |
| Admin fee / account holder | $14,467 | $6,053+139.0% | $9,312+55.4% | $5,306+172.6% |