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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO Service code 28 · EIN 43-0345811 | Investment Management | $25,353 |
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,227 | $63,114+109.5% | $92,909+42.3% | $65,185+102.8% |
| Participation rate | 57.9% | 68.8%-10.8pp | 76.0%-18.1pp | 70.2%-12.3pp |
| Annual return | 25.89% | 28.75%-2.9pp | 109.44%-83.5pp | 29.38%-3.5pp |
| Employer contribution / active EE | $0 | $2,571-100.0% | $3,653-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $3,035 | $3,108-2.4% | $4,238-28.4% | $3,514-13.6% |
| Admin fee / account holder | $0 | $624-100.0% | $5,795-100.0% | $847-100.0% |