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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO Service code 28 · EIN 43-0345811 | Investment Management | $24,319 |
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $370 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,722 | $55,449+101.5% | $83,831+33.3% | $56,289+98.5% |
| Participation rate | 56.7% | 68.0%-11.3pp | 76.1%-19.5pp | 69.9%-13.2pp |
| Annual return | -3.25% | -1.38%-1.9pp | 850.99%-854.2pp | -9.96%+6.7pp |
| Employer contribution / active EE | $1,954 | $2,430-19.6% | $3,631-46.2% | $2,111-7.4% |
| Participant deferral / active EE | $2,875 | $2,935-2.1% | $4,082-29.6% | $3,350-14.2% |
| Admin fee / account holder | $0 | $656-100.0% | $5,479-100.0% | $521-100.0% |