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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,717 | $102,663+13.7% | $86,216+35.4% | $139,466-16.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 8.60% | 1924.52%-1915.9pp | 1169.42%-1160.8pp | 373.66%-365.1pp |
| Employer contribution / active EE | $3,670 | $3,035+20.9% | $2,382+54.1% | $4,754-22.8% |
| Participant deferral / active EE | $5,437 | $4,677+16.2% | $3,986+36.4% | $6,712-19.0% |
| Admin fee / account holder | $4,109 | $8,663-52.6% | $6,853-40.0% | $11,409-64.0% |