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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,171 | $106,918-30.6% | $84,021-11.7% | $152,897-51.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | -8.40% | 105.01%-113.4pp | 71.32%-79.7pp | 345.43%-353.8pp |
| Employer contribution / active EE | $1,231 | $2,735-55.0% | $1,984-37.9% | $4,764-74.2% |
| Participant deferral / active EE | $3,070 | $4,012-23.5% | $3,239-5.2% | $5,851-47.5% |
| Admin fee / account holder | $307 | $8,288-96.3% | $6,102-95.0% | $11,599-97.4% |