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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,679 | $107,809+22.1% | $90,657+45.3% | $135,380-2.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -5.00% | -0.90%-4.1pp | 1.89%-6.9pp | 519.81%-524.8pp |
| Employer contribution / active EE | $2,628 | $3,018-12.9% | $2,532+3.8% | $4,779-45.0% |
| Participant deferral / active EE | $9,938 | $3,872+156.7% | $3,424+190.2% | $5,609+77.2% |
| Admin fee / account holder | $1,230 | $5,931-79.3% | $4,994-75.4% | $10,828-88.6% |