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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,389 | $113,338+10.6% | $94,993+32.0% | $147,586-15.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 16.89% | 20.80%-3.9pp | 27.14%-10.3pp | 578.59%-561.7pp |
| Employer contribution / active EE | $3,097 | $3,160-2.0% | $2,603+19.0% | $4,876-36.5% |
| Participant deferral / active EE | $8,075 | $3,777+113.8% | $3,317+143.4% | $5,439+48.5% |
| Admin fee / account holder | $958 | $6,063-84.2% | $4,960-80.7% | $10,886-91.2% |