Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,662 | $92,985-76.7% | $153,432-85.9% | $80,874-73.2% |
| Participation rate | 62.2% | 69.0%-6.8pp | 77.1%-14.9pp | 67.6%-5.5pp |
| Annual return | 17.41% | 19.95%-2.5pp | 15.66%+1.7pp | 35.62%-18.2pp |
| Employer contribution / active EE | $1,085 | $3,507-69.1% | $5,038-78.5% | $2,756-60.6% |
| Participant deferral / active EE | $4,446 | $5,178-14.1% | $6,757-34.2% | $4,297+3.5% |
| Admin fee / account holder | $1,053 | $8,880-88.1% | $12,725-91.7% | $6,935-84.8% |