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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,937 | $107,941+31.5% | $91,994+54.3% | $152,897-7.2% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 19.62% | 89.28%-69.7pp | 69.04%-49.4pp | 345.43%-325.8pp |
| Employer contribution / active EE | $19,007 | $4,212+351.3% | $3,453+450.5% | $4,764+299.0% |
| Participant deferral / active EE | $10,959 | $6,366+72.2% | $5,924+85.0% | $5,851+87.3% |
| Admin fee / account holder | $2,666 | $10,521-74.7% | $7,744-65.6% | $11,599-77.0% |