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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,048 | $115,903+74.3% | $100,528+101.0% | $158,966+27.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 17.35% | 34.80%-17.5pp | 30.90%-13.5pp | 302.95%-285.6pp |
| Employer contribution / active EE | $26,213 | $4,105+538.5% | $3,419+666.8% | $4,762+450.4% |
| Participant deferral / active EE | $15,182 | $6,677+127.4% | $6,271+142.1% | $5,983+153.7% |
| Admin fee / account holder | $433 | $11,000-96.1% | $8,084-94.6% | $11,250-96.2% |