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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,216 | $49,177-44.7% | $79,476-65.8% | $64,181-57.6% |
| Participation rate | 90.9% | 65.0%+25.9pp | 73.3%+17.6pp | 69.6%+21.3pp |
| Annual return | -8.58% | -1.16%-7.4pp | 718.21%-726.8pp | 7.63%-16.2pp |
| Employer contribution / active EE | $3,689 | $2,076+77.7% | $2,800+31.7% | $2,381+54.9% |
| Participant deferral / active EE | $2,632 | $2,821-6.7% | $3,704-28.9% | $3,470-24.1% |
| Admin fee / account holder | $1,015 | $3,839-73.5% | $5,113-80.1% | $4,887-79.2% |