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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,214 | $48,078-55.9% | $78,676-73.0% | $62,881-66.3% |
| Participation rate | 94.3% | 65.2%+29.1pp | 73.6%+20.7pp | 69.3%+25.0pp |
| Annual return | 13.49% | 31.36%-17.9pp | 62.19%-48.7pp | 20.14%-6.7pp |
| Employer contribution / active EE | $3,745 | $2,015+85.9% | $2,850+31.4% | $2,281+64.2% |
| Participant deferral / active EE | $2,710 | $2,587+4.7% | $3,517-22.9% | $3,203-15.4% |
| Admin fee / account holder | $754 | $3,206-76.5% | $4,510-83.3% | $4,296-82.4% |