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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,706 | $209,874-52.5% | $189,537-47.4% | $167,536-40.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 6.63% | 748.61%-742.0pp | 555.34%-548.7pp | 478.82%-472.2pp |
| Employer contribution / active EE | $4,265 | $6,913-38.3% | $6,161-30.8% | $4,839-11.9% |
| Participant deferral / active EE | $7,718 | $8,934-13.6% | $8,220-6.1% | $6,342+21.7% |
| Admin fee / account holder | $25,763 | $14,299+80.2% | $12,048+113.8% | $12,315+109.2% |