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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,706 | $209,847-52.5% | $189,520-47.4% | $167,518-40.5% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 6.63% | 748.45%-741.8pp | 555.25%-548.6pp | 478.71%-472.1pp |
| Employer contribution / active EE | $4,265 | $6,913-38.3% | $6,161-30.8% | $4,838-11.9% |
| Participant deferral / active EE | $7,718 | $8,934-13.6% | $8,220-6.1% | $6,342+21.7% |
| Admin fee / account holder | $25,763 | $14,295+80.2% | $12,046+113.9% | $12,312+109.2% |