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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,078 | $183,978-60.3% | $162,171-54.9% | $152,885-52.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 19.99% | 150.78%-130.8pp | 115.60%-95.6pp | 345.39%-325.4pp |
| Employer contribution / active EE | $4,080 | $6,370-35.9% | $5,613-27.3% | $4,763-14.3% |
| Participant deferral / active EE | $7,041 | $8,033-12.3% | $7,297-3.5% | $5,851+20.3% |
| Admin fee / account holder | $2,054 | $13,122-84.3% | $10,843-81.1% | $11,598-82.3% |