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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,369 | $49,280-58.7% | $67,313-69.7% | $64,181-68.3% |
| Participation rate | 61.5% | 60.8%+0.8pp | 69.1%-7.5pp | 69.6%-8.0pp |
| Annual return | -7.26% | -1.39%-5.9pp | -4.08%-3.2pp | 7.63%-14.9pp |
| Employer contribution / active EE | $1,909 | $1,668+14.4% | $2,566-25.6% | $2,381-19.8% |
| Participant deferral / active EE | $3,244 | $2,484+30.6% | $3,568-9.1% | $3,470-6.5% |
| Admin fee / account holder | $2,153 | $3,863-44.3% | $4,507-52.2% | $4,887-56.0% |