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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,763 | $91,037-78.3% | $71,671-72.4% | $147,586-86.6% |
| Participation rate | 54.2% | 76.1%-22.0pp | 68.7%-14.6pp | 82.8%-28.7pp |
| Annual return | 22.37% | 20.48%+1.9pp | 20.65%+1.7pp | 578.59%-556.2pp |
| Employer contribution / active EE | $1,862 | $3,327-44.0% | $2,460-24.3% | $4,876-61.8% |
| Participant deferral / active EE | $3,216 | $4,498-28.5% | $3,438-6.5% | $5,439-40.9% |
| Admin fee / account holder | $2,430 | $8,613-71.8% | $5,558-56.3% | $10,886-77.7% |