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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,211 | $148,623-62.2% | $135,974-58.7% | $139,466-59.7% |
| Participation rate | 61.1% | 83.9%-22.8pp | 81.9%-20.8pp | 80.3%-19.2pp |
| Annual return | 22.81% | 79.30%-56.5pp | 68.30%-45.5pp | 373.66%-350.9pp |
| Employer contribution / active EE | $2,307 | $5,246-56.0% | $4,859-52.5% | $4,754-51.5% |
| Participant deferral / active EE | $5,294 | $8,103-34.7% | $7,760-31.8% | $6,712-21.1% |
| Admin fee / account holder | $1,229 | $12,406-90.1% | $10,767-88.6% | $11,409-89.2% |