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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,111 | $138,076-85.4% | $123,553-83.7% | $135,380-85.1% |
| Participation rate | 71.4% | 84.7%-13.3pp | 82.3%-10.9pp | 82.6%-11.2pp |
| Annual return | -8.48% | 153.70%-162.2pp | 119.21%-127.7pp | 519.81%-528.3pp |
| Employer contribution / active EE | $1,806 | $5,152-64.9% | $4,628-61.0% | $4,779-62.2% |
| Participant deferral / active EE | $3,193 | $6,800-53.0% | $6,426-50.3% | $5,609-43.1% |
| Admin fee / account holder | $516 | $10,917-95.3% | $9,284-94.4% | $10,828-95.2% |